Life & health insurance
Plan for the people and milestones that matter income protection, family security, education and long-term wellbeing.
Smart Scholar Education Insurance Plan
Jubilee Smart Scholar is an education-focused life insurance plan designed for parents and guardians who want to safeguard their children’s education goals while providing insurance protection that helps keep their educational journey on track, even in your absence.
With affordable payments starting from as low as KES 2,000 monthly, attractive bonuses, flexible payment options and life cover protection, Smart Scholar helps you build a secure future for your child with confidence.
Why Parents Choose Smart Scholar
Education costs continue to rise every year. Smart Scholar gives you a structured way to prepare financially while protecting your child's educational future.
Key Benefits
- Protect Your Child’s Education: Keep your child’s education on track even if you can no longer pay premiums due to death or disability.
- Earn Annual Bonuses: Earn annual bonuses of up to 4% of the Sum Assured per year, subject to the policy terms.
- Save Flexibly: Choose an 8–18 year policy term, with premiums from KES 2,000 monthly or KES 100,000 as a one-off investment.
- Enjoy Maturity Benefits: Receive 100% of the Sum Assured plus accrued annual and terminal bonuses at maturity, subject to the policy terms.
- Access a Policy Loan: Eligible policyholders can access a policy loan after two years, subject to the policy terms.
- Extra Protection: Optional benefits include accidental death, disability, hospitalisation and last expense cover.
Plan is suitable for
- Parents planning for primary school education costs.
- Parents saving for secondary school education.
- Parents preparing for university fees.
- Young families seeking education protection.
- Single parents wanting additional financial security.
- Parents seeking disciplined education savings.
- Individuals looking for life insurance with education planning benefits.
- Guardians supporting the future education of dependents.
Eligibility, benefits and optional riders are subject to the policy terms.
Find out more →Jubilee Smart Save Insurance Plan
Jubilee Smart Save is a savings-oriented life insurance plan designed to help you achieve your financial goals while providing life insurance protection.
Smart Save combines disciplined saving, life insurance protection and bonus accumulation in one solution. Unlike many ordinary savings approaches, it helps you stay disciplined and committed to personal financial goals while providing financial support to your loved ones if the unexpected happens.
To apply, you will need
- A copy of your National ID.
- KRA PIN.
- A duly completed application form.
Additional requirements may apply depending on your age or the Sum Assured selected.
Premiums, benefits, bonuses, eligibility and policy terms are subject to the applicable policy documents.
Find out more →Faida Maisha Insurance Plan
Faida Maisha is an investment-linked life insurance plan in Kenya designed to help you protect your family while growing your wealth over time. With flexible contributions, lifelong cover and access to your funds, it offers a structured way to secure your financial future and build a lasting legacy.
Key Benefits
- Lifelong Financial Protection: Cover from KES 100,000 to KES 200 million; full payout of Life Cover + Fund Value + Last Expense; 48-hour last expense payout support.
- Wealth Growth Through Investment: Long-term compounding, flexible top-ups and professionally managed funds.
- Flexible Contributions: Start from KES 5,000/month, choose monthly to annual payment options, and select a premium term of 5–15 years.
- Access to Your Money: Partial withdrawals after 2 years, up to 10% annually during the premium term, and full flexibility after maturity.
- Full Savings at Maturity: Last Expense benefit, Sum Assured and 100% Fund Value, subject to the policy terms.
- Built for Legacy Planning: Helps ensure continuity of wealth and lifestyle and is designed for individuals who value structure.
Plan is suitable for
- Business owners and professionals planning long-term.
- Parents and providers with dependants.
- High-income earners planning long-term.
- Individuals aged 18–65 years.
Benefits and figures are subject to the policy terms and underwriting.
Find out more →Faida Elimu Insurance Plan
Faida Elimu helps you secure your child’s future, protect their education and give them the opportunity to go further without anything limiting their dreams.
The plan allows you to save for 5 to 15 years, helping you align your savings with your child’s education milestones from early years to university. It combines savings, investment and protection, ensuring your child’s education is secure even if life takes an unexpected turn.
Key Benefits
- Receive 100% of your fund value at the end of the plan.
- Professional management of savings for competitive investment returns and compounding growth.
- Continued education funding if life changes unexpectedly.
- Family receives KES 100,000 within 48 hours to support immediate needs.
- Future premiums are waived in the event of death or permanent disability, subject to policy terms.
- Partial withdrawals are available after 2 years, with full withdrawals if needed.
- Start from as little as KES 5,000 per month or a KES 100,000 one-time investment.
Eligibility and requirements
Available to individuals aged 18 to 65 years, with flexible policy terms of 5 to 15 years. To get started, you need a National ID and KRA PIN.
Benefits, withdrawals and premium waivers are subject to the policy terms.
Find out more →Faida Elite Insurance Plan
Faida Elite is a versatile universal life insurance product designed to grow with you. It offers premium payment flexibility, investment opportunities and a comprehensive death benefit to support evolving insurance needs.
Key Benefits
- Flexible Premium Payments: Invest extra savings and top up investments anytime. Pay yearly, half-yearly, quarterly, monthly or as a single premium.
- Easy Liquidity: Enjoy up to three partial withdrawals during the policy term after the policy has been active for two years. Each withdrawal is capped at 15% of the fund value. Full withdrawal is allowable from the first policy year.
- Adequate Protection: Life cover ranging from KES 100,000 to 1,000,000 throughout the policy term.
- Attractive Investment Returns: Investment in a diverse portfolio managed by seasoned professionals, with the potential for long-term compounding and wealth accumulation.
Start at KES 5,000 per month or KES 100,000 for a single premium.
Investment returns, withdrawals and cover are subject to the policy terms and underwriting.
Find out more →Triplex Life Insurance Policy
Triplex is a life insurance policy that offers survival benefits in thirds.
How the benefits work
- The first benefit payable is equal to 25% of the Sum Assured on completion of one-third of the policy term.
- A second benefit equal to 25% of the Sum Assured is payable on completion of two-thirds of the policy term.
- At the end of the policy term, the remaining 50% of the Sum Assured plus accrued bonuses becomes payable.
- If the Life Assured passes on during the term, the full Sum Assured plus accrued bonuses is payable regardless of the number of survival benefits already paid.
- Premiums are predetermined at the start and remain fixed throughout the policy term.
Benefits and bonuses are subject to the policy terms.
Find out more →Education Plan (Career Life Plus)
An education policy is a life insurance product specially designed as a savings tool to provide an amount of money for your child’s education.
It helps parents and guardians create a structured education fund while adding life insurance protection, so the education goal can remain supported if the policyholder is no longer able to provide for it.
Who it can help
- Parents planning for school fees.
- Guardians preparing for a dependent’s education.
- Families looking for disciplined long-term education savings.
- Individuals who want education savings combined with life insurance protection.
Policy terms, eligibility, premiums, benefits and exclusions are subject to the applicable policy documents.
Find out more →Personal Provident Fund
The Personal Provident Fund (PPF) from Jubilee Life Insurance is designed to help you build a sufficient fund for retirement and a more financially secure future.
It is a specially designed savings insurance plan that helps you provide for retirement through periodic contributions into an interest-bearing fund. The earlier you start saving, the more time you have to create a financially free future.
Why invest in a Personal Provident Fund
- Capitalize on early savings: starting earlier allows your future fund more time to grow.
- Enhance your long-term capital: allocating funds today can create a stronger financial foundation for the future or retirement.
- Make periodic contributions toward a dedicated retirement fund.
Interest, contributions, eligibility and policy terms are subject to the applicable policy documents.
Find out more →J Care Premium Medical Insurance
J Care Premium is Jubilee’s comprehensive individual and family health cover, giving you peace of mind from everyday illness to major surgeries. With six flexible plan options, it is designed to grow with your family’s needs and provide access to quality healthcare across East Africa and beyond.
Top Benefits
- Inpatient cover up to KSh 10 million.
- Optional outpatient, maternity, dental and optical benefits.
- Covers cancer, HIV, chronic, congenital and psychiatric conditions.
- Annual checkups and vaccinations included.
- Telemedicine, drug delivery and wellness coaching.
- Overseas treatment on credit basis and regional coverage.
- Shared outpatient options under Royal and Prestige plans.
Additional care services
- Pharmacy-based teleconsultations.
- Drug delivery to your doorstep.
- Home-based care.
- Mental wellness support.
- 24/7 care navigation and community health programs.
Who it’s for and how to apply
Suitable for young families, new parents, gig workers and anyone seeking strong medical cover on a budget. Required documents include National ID or passport, KRA PIN for the principal member, and birth certificates for children where applicable.
Individual and family plans activate within 24–48 hours of payment. Some benefits are subject to waiting periods. Refer to the policy document.
Plan options, limits, waiting periods and benefits are subject to the policy terms.
Find out more →